98282 ZIP Code — Camano Island, WA

Island County, Washington

ZIP code 98282 is located in Camano Island, Washington, within Island County. It covers approximately 40.36 square miles and serves a population of 17,642 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98282

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $530,100. Owner-occupancy is high at 91%, well above the national average.

Median household income is $97,632. The poverty rate of 4% is below the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 43 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 98282 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

17,642

population

40.36

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98282 ZIP code map

Cities in ZIP code 98282

Below are the cities the US Postal Service accepts for ZIP code 98282. Using any city not on this list may result in mail delivery delays.

City	Status
Camano Island	Acceptable
Camano Island	Preferred

Nearby ZIP codes

98292 Stanwood (7.4 mi) 98253 Greenbank (7.5 mi) 98260 Langley (8.6 mi) 98239 Coupeville (10.3 mi) 98249 Freeland (10.3 mi) 98271 Marysville (10.9 mi) 98277 Oak Harbor (13.9 mi) 98358 Nordland (14.1 mi) 98236 Clinton (14.3 mi) 98270 Marysville (15.1 mi) 98278 Oak Harbor (15.7 mi) 98201 Everett (16.5 mi)

Demographics updated 05/2026

Population
Total population	17,642
Population density	437 / sq mi
State FIPS	53
County FIPS	029

Geography
Land area	40.36 sq mi
Water area	17.18 sq mi
Latitude	48.1627
Longitude	-122.4477
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.9%	32.9%	31.7%
$50k – $100k	34.7%	35.7%	30.6%
$100k – $200k	28.9%	25.2%	27.1%
Over $200k	10.5%	6.2%	10.6%

Demographics & statistics

17,642

Population

437

People per sq mi

54.8

Median age

$97,632

Median household income

$51,349

Per capita income

$530,100

Median home value

$1,618

Median monthly rent

90.5%

Home ownership

4.4%

Poverty rate

4.8%

Unemployment

7,993

Housing units

35.4%

Bachelor's or higher

Age distribution

Male Female

328

Under 5

304

279

5–9

259

525

10–14

486

424

15–19

393

409

20–24

378

815

25–34

754

720

35–44

666

1,124

45–54

1,039

692

55–59

641

994

60–64

919

1,831

65–74

1,693

791

75–84

732

232

85+

214

← Male

Female →

Age summary

Group	Count	%
Under 18	2,723	15.4%
18 and over	14,919	84.6%
65 and over	5,493	31.1%
Median age	54.8 years

Race & ethnicity

White 87.5%

Two or more races 4.4%

Hispanic or Latino 2.6%

Asian 2.3%

Black or African American 1.6%

Other race 1.1%

American Indian / Alaska Native 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	15,837	87.5%
Two or more races	799	4.4%
Hispanic or Latino	467	2.6%
Asian	423	2.3%
Black or African American	293	1.6%
Other race	201	1.1%
American Indian / Alaska Native	77	0.4%
Native Hawaiian / Pacific Islander	12	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.9%	32.9%	31.7%
$50k – $100k	34.7%	35.7%	30.6%
$100k – $200k	28.9%	25.2%	27.1%
Over $200k	10.5%	6.2%	10.6%

Under $10k 2.9%

$10k–$15k 0.5%

$15k–$25k 4.4%

$25k–$35k 4.7%

$35k–$50k 9.5%

$50k–$75k 15.8%

$75k–$100k 14.2%

$100k–$150k 23.5%

$150k–$200k 12.4%

$200k+ 12.1%

Range	% of households
Under $10k	2.9%
$10k–$15k	0.5%
$15k–$25k	4.4%
$25k–$35k	4.7%
$35k–$50k	9.5%
$50k–$75k	15.8%
$75k–$100k	14.2%
$100k–$150k	23.5%
$150k–$200k	12.4%
$200k+	12.1%
Median income	$97,632

Housing

Home values

Under $50k 0.5%

$50k–$100k 0.9%

$100k–$150k 1.2%

$150k–$200k 0.6%

$200k–$300k 7.6%

$300k–$500k 35.6%

$500k–$1M 43.0%

$1M+ 10.6%

Housing overview

Metric	Value
Median home value	$530,100
Median rent / month	$1,618
Owner occupied	90.5%
Renter occupied	9.5%
Vacant	15.5%
Single-family detached	90.9%
Large apartment buildings	0.4%
Mobile homes	6.7%
Median rooms	6.0
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.6%
2010–2019	5.4%
2000–2009	22.8%
1990–1999	27.8%
1980–1989	12.0%
1970–1979	11.5%
1960–1969	7.9%
1950–1959	4.6%
1940–1949	2.9%
1939 or earlier	4.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	4.3%
2 bedrooms	30.4%
3 bedrooms	52.3%
4 bedrooms	9.7%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	20.6%
2 vehicles	40.4%
3 or more	37.3%

Heating fuel

Fuel type	%
Utility gas	9.6%
Electricity	55.7%
Propane / LP gas	23.7%
Fuel oil	0.7%
Wood	9.1%
Solar	0.2%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	4,586	62.4%
Cohabiting couple	367	5.0%
Male householder, no spouse	1,104	15.0%
Female householder, no spouse	1,289	17.5%
Households with children under 18	1,627	22.1%
Households with seniors (65+)	3,558	48.4%
Average household size	2.40

Marital status

Status	Male	Female
Never married	23.6%	15.6%
Married	60.1%	63.6%
Separated	0.3%	1.5%
Widowed	4.4%	7.6%
Divorced	11.6%	11.8%

Education

Less than 9th grade 0.3%

Some HS, no diploma 3.7%

HS graduate 23.1%

Some college, no degree 27.0%

Associate's degree 10.6%

Bachelor's degree 21.9%

Graduate / professional 13.5%

Metric	%
HS diploma or higher	96.1%
Bachelor's or higher	35.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	191	7.4%
Kindergarten	73	2.8%
Elementary school	1,347	52.2%
High school	624	24.2%
College / grad school	345	13.4%

Employment

Industry of employment

Education & healthcare 24.1%

Manufacturing 14.6%

Retail trade 14.6%

Construction 11.4%

Professional & management 7.3%

Finance & real estate 6.2%

Public administration 5.6%

Arts, food & hospitality 4.9%

Other services 4.6%

Transportation & utilities 2.6%

Wholesale trade 1.8%

Agriculture & mining 1.4%

Information 0.8%

Occupation

Category	%
Management, business & arts	41.1%
Service	14.3%
Sales & office	18.1%
Natural resources & construction	13.3%
Production & transportation	13.2%

Employment type

Type	%
Private sector	76.0%
Government	16.3%
Self-employed	7.5%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	72.1%
Carpool	9.9%
Public transit	1.7%
Walk	0.7%
Work from home	15.5%
Other means	0.1%
Avg commute (minutes)	43.2

Poverty

All people 4.4%

Under 18 years 2.3%

18 and over 4.8%

Married-couple families 1.8%

Female-led households 4.7%

Income support

Source	% of households
Social Security	47.9%
Retirement income	40.5%
Supplemental Security	3.6%
Cash public assistance	1.3%
Food stamps / SNAP	2.8%

Health indicators

Condition	%
Obesity	30.6%
High blood pressure	34.7%
High cholesterol	35.4%
Diabetes	9.6%
Heart disease	7.1%
Stroke	3.1%
Asthma	10.3%
Arthritis	29.9%
Kidney disease	3.1%
Pulmonary disease	6.4%
Cancer	8.8%

Behavior / access	%
Smoking	12.5%
Binge drinking	15.4%
No physical activity	15.7%
Less than 7 hrs sleep	28.4%
Depression	24.5%
Fair or poor health	12.0%
Poor mental health	13.2%
Poor physical health	10.3%
No health insurance	7.7%
Visited doctor (checkup)	73.6%
Visited dentist	73.6%
Cholesterol screening	92.2%
Teeth loss	8.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,998	13.4%

Disability	%
Any disability	12.2%
Under 18	1.5%
18–64 years	9.0%
65 and over	22.8%

Health insurance coverage

Type	%
Private insurance	77.8%
Public insurance	39.2%
No insurance	3.6%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,010	96.4%
Spanish	296	1.7%
Other Indo-European	173	1.0%
Asian & Pacific Islander	33	0.2%
Other languages	90	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,544	93.8%
Born in same state	16,431	93.1%
Born in different state	9,960	56.5%
Foreign born	113	0.6%
Naturalized citizen	1,098	6.2%
Not a US citizen	933	85.0%

Ancestry

Ancestry	Count	%
French	2,517	14.3%
Italian	2,354	13.3%
Polish	1,263	7.2%
Arab	688	3.9%
English	352	2%

Ancestry	Count	%
Dutch	200	1.1%
German	65	0.4%
Irish	38	0.2%
Norwegian	10	0.1%

Technology access

Metric	% of households
Computer access	41.6%
Internet access	97.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98282

What city is ZIP code 98282 in?

ZIP code 98282 is primarily assigned to Camano Island, Washington.

What county is ZIP code 98282 in?

ZIP code 98282 falls within Island County, Washington.

Does ZIP code 98282 have an older population?

31% of residents in ZIP code 98282 are 65 or older, above the national average of ~17%.

Is ZIP code 98282 mostly owner-occupied?

91% of occupied units in ZIP code 98282 are owner-occupied, well above the national average.

Does ZIP code 98282 have a large retiree population?

48% of households in ZIP code 98282 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 98282 have a large veteran population?

13% of civilians in ZIP code 98282 are veterans, above the national average of ~7%.

What timezone is ZIP code 98282 in?

ZIP code 98282 observes the PST timezone.